Category Archives: Financial Services

Life Insurance with a Refund (Return of Premium)

Posted on Wednesday, October 10, 2018 by

When shopping for life insurance, make sure your advisor completely knows your financial situation as well as your needs during various years of your life.

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What’s So Great About a College Net Price Calculator?

Posted on Wednesday, October 10, 2018 by

If you’re saving for a child’s college education, at some point you’ll want to familiarize yourself with a college net price calculator, which is an invaluable tool for estimating financial aid and measuring a college’s affordability.

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When Should I Submit College Financial Aid Forms?

Posted on Wednesday, October 10, 2018 by

If you have a new or returning college student, it’s a good idea to file the FAFSA as early as possible in the fall because some aid programs operate on a first-come, first-served basis.

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Down the Donut Hole: The Medicare Coverage Gap

Posted on Wednesday, October 10, 2018 by

One of the most confusing Medicare provisions is the prescription drug coverage gap, often called the “donut hole.” It may be clearer if you consider the gap within the annual “lifecycle” of Medicare Part D Prescription Drug Coverage.

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What to Do If Your Term Life Insurance Policy Is About to Expire

Posted on Monday, October 1, 2018 by

One advantage of term life insurance is that it is generally the most cost-effective way to achieve the maximum life insurance protection you can afford. However, if your term life insurance policy is set to expire in the near future, it’s important to explore your options now before the coverage runs out.

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What Are the New Rules for 401(k) Hardship Withdrawals?

Posted on Monday, September 17, 2018 by

The Bipartisan Budget Act passed in early 2018 relaxed some of the rules governing hardship withdrawals from 401(k)s and similar plans. Not all plans offer hardship withdrawals, but the ones that do will be required to comply for plan years beginning in 2019.

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Take Charge of Your Student Debt Repayment Plan

Posted on Friday, September 14, 2018 by

Outstanding student loan debt in the United States has tripled over the last decade, surpassing both auto and credit card debt to take second place behind housing debt as the most common type of household debt. Today, more than 44 million Americans collectively owe more than $1.4 trillion in student debt. Here are some strategies to pay it off.

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The Financial Implications of a Chronic Illness

Posted on Friday, September 14, 2018 by

When you live with a chronic illness, you need to confront both the day-to-day and long-term financial implications of that illness. Talking openly about your health can be hard, but sharing your questions and challenges with those who can help you is extremely important, because recommendations can be better tailored to your needs.

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Building Confidence in Your Strategy for Retirement

Posted on Monday, August 13, 2018 by

Worker confidence seems to be on the rise, while retiree confidence is on the decline. A deeper dive into the research reveals lessons and tips that can help you build your own retirement planning confidence.

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Have You Made Any of These Financial Mistakes?

Posted on Friday, August 10, 2018 by

As people move through different stages of life, there are new financial opportunities — and potential pitfalls — around every corner. Have you made any of these mistakes?

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