Posted on Monday, October 1, 2018 by Deborah R. Marino
One advantage of term life insurance is that it is generally the most cost-effective way to achieve the maximum life insurance protection you can afford. However, if your term life insurance policy is set to expire in the near future, it’s important to explore your options now before the coverage runs out.
Posted on Monday, September 17, 2018 by Bob Coode, CSA®
The Bipartisan Budget Act passed in early 2018 relaxed some of the rules governing hardship withdrawals from 401(k)s and similar plans. Not all plans offer hardship withdrawals, but the ones that do will be required to comply for plan years beginning in 2019.
Posted on Friday, September 14, 2018 by Michael Granito, MBA
Outstanding student loan debt in the United States has tripled over the last decade, surpassing both auto and credit card debt to take second place behind housing debt as the most common type of household debt. Today, more than 44 million Americans collectively owe more than $1.4 trillion in student debt. Here are some strategies to pay it off.
Posted on Friday, September 14, 2018 by Robert Coode
When you live with a chronic illness, you need to confront both the day-to-day and long-term financial implications of that illness. Talking openly about your health can be hard, but sharing your questions and challenges with those who can help you is extremely important, because recommendations can be better tailored to your needs.
Posted on Friday, August 10, 2018 by Bob Coode, CSA®
As people move through different stages of life, there are new financial opportunities — and potential pitfalls — around every corner. Have you made any of these mistakes?
Posted on Friday, August 10, 2018 by Deborah R. Marino
A beneficiary is the person or entity you designate to receive the death benefits of a life insurance policy. Some states require that your beneficiary have an insurable interest in your life or be related to you, while others have no such restriction.
Posted on Sunday, July 15, 2018 by Robert Coode
Even when most of a married couple’s retirement assets reside in different accounts, it’s still possible to craft a unified retirement strategy. To make it work, open communication and teamwork are especially important when it comes to saving and investing for retirement.
Posted on Thursday, July 12, 2018 by Bob Coode, CSA®
Often, tax-qualified retirement accounts such as IRAs make up a significant part of one’s estate. Naming beneficiaries of an IRA can be an important part of an estate plan. One option is designating a trust as the IRA beneficiary.
Posted on Thursday, July 12, 2018 by Lou Trivisonno
Initial public offerings tend to reflect broader economic and market trends. And not surprisingly, 2017 was the busiest year for the global IPO market since 2007.