Medicare, a health insurance program operated by the federal government, is part of the Social Security Act. Most U.S. residents who are 65 or older are eligible, along with younger people with certain disabilities, people with end-stage renal disease (ESRD) and people with ALS. While Medicare pays for much of your health care, it does not cover all of it. Costs that are not covered may include prescription drugs, deductibles and coinsurance.

Your Medicare choices will depend on several factors, including:
  • Are you retired, or will you or your spouse continue to work?
  • Will you have access to medical and/or prescription drug coverage through an employer group health plan?
  • How does your employer group health plan compare with Medicare supplement plans and Medicare Advantage plans?

The choices associated with deciding which Medicare supplemental insurance plan is right for you can be overwhelming and confusing. There are numerous plans to choose from, and each has a varying level of costs and coverage associated with it.    

We represent the top insurance plans available in Ohio. We can help you compare plans and evaluate your options, assist in the purchasing of plans, assist with claims, and answer any questions or concerns for the duration of the policy years. Our goal is to ensure you have the coverage that is best for you.

Don’t wait to make your Medicare decisions. You can and should start the process before your 65th birthday. Let our specialist help you understand your options.

Check the background of your financial professional on FINRA’s BrokerCheck.

Advisory Services offered through Investment Advisors, a division of ProEquities, Inc., a Registered Investment Advisor. Securities offered through ProEquities, Inc., a Registered Broker/Dealer, and member FINRA and SIPC. Skoda Minotti Financial Services is Independent of ProEquities, Inc.

No part of this communication should be construed as an offer to sell any security or provide investment advice or recommendation. Securities offered through ProEquities, Inc. will fluctuate in value and are subject to investment risks including possible loss of principal.

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